Unlock the Future of Finance

Our platform, Powered by Hatch®, collaborates closely with fintech innovators to bring groundbreaking financial products and services to life.

Hatch seamlessly integrates with a vast network of issuers, processors, and servicers, empowering our partners to effortlessly penetrate their market, expand, and scale with ease.

Fintech sponsorship banking is all we do. Seriously! It's all we do.

Hatch functions as the dynamic bank partner for a variety of financial products through our platform, Powered by Hatch®.

We serve as a critical and trusted ally to our fintech partners, breaking through with flexible and adaptable lending, credit and deposit solutions to help our partners safely and profitably scale their products and services.

Strategic Expertise

Reach your goals with a partner who brings decades of combined BaaS, compliance and regulatory experience.
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Speed to Market

Avoid potential business setbacks with Hatch's speed to market, swift implementation, and scalability.
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Personalized Approach

There is no 'one size fits all' in fintech. At Hatch, we offer a customized approach based on our partners' needs.
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We provide solutions to fit the needs of your business.

We support a large number of consumer and business-ready products and payment solutions to fit the needs of our fintech partners, no matter their size.

Credit Solutions

  • LaaS (Lending-as-a-Service)
  • Embedded Consumer Credit
  • Embedded Commercial Credit

Credit & Debit Cards

  • Consumer Credit Cards
  • Business Credit Cards
  • Debit Cards

Payment Solutions

  • Buy Now Pay Later (BNPL)
  • Automated Clearing House (ACH)
  • Domestic Wires

Deposit Services

  • Checking Accounts
  • Savings Accounts
  • Certificates of Deposit

Customer testimonials

Our partnership has a positive impact on our customers' operations.

"Wisetack partnered with Hatch from the launch of our lending program and we are happy to keep extending our relationship. We chose Hatch for their commitment to the fintech space, ability to grow with us and help us launch new products, and personal and immediate attention to our program from the bank's team and senior leaders. Hatch has allowed Wisetack to quickly scale our lending program while maintaining operational and compliance excellence."
"Our partnership with Hatch Bank has been key to Mercantile’s success. Their team is highly professional, efficient, and has been very supportive at every turn of our startup journey. Their expertise in the banking industry has been instrumental to help us grow our business. We look forward to continuing our successful partnership with Hatch Bank."
"Partnering with Hatch Bank has been pivotal in bringing ALTRO's vision to life. Their expertise has been instrumental in empowering our communities across the nation, enabling us to take a groundbreaking approach to financial impact. Our journey with Hatch Bank has been marked by fast and seamless implementation, meeting all our targets and launch dates. We're excited to continue this journey, creating impact in our underserved communities!"
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We are team players, dedicated to the success of our partners.

Using the Powered by Hatch® platform and our team's specialized knowledge, we're dedicated to fostering growth and sustainability of financial products and services for our fintech partners.

Our commitment to your success is evident in our collaborative approach and accessibility, ensuring seamless integration and management of essential business products and services.

Easy Integration

Our platform, Powered by Hatch®, offers seamless connectivity.

Dedicated Team

Assisting you from onboarding to ongoing support.

Collaborative Platform

Ensure transparency and eliminate confusion with a dedicated workspace.

Quick Implementation

Swiftly enter the market and establish your business with our proven platform and expertise.


Leadership team with more than 45 years of collective experience in banking, technology and compliance.

Proven Stability

Hatch offers greater flexibility in program design compared to other banks.


Hatch offers greater flexibility in program design compared to other banks.

About Hatch Bank

Founded in 1982 as Rancho Santa Fe Thrift and Loan, and acquired by Firstrust Bank in 1990, we officially "hatched" as Hatch Bank in 2019.

Hatch has a robust history in the banking world and now as an exclusive fintech sponsor bank. We are a technology-first bank focused on bringing innovative financial products to market for our fintech partners.